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  • | Daniel Summers |

    CMO at LogRock Inc. | Trucking Insurance Expert

    …Just a guy obsessed with making trucking insurance easier.

    My road to trucking insurance is a path slightly unusual. Let’s put it this way, I never dreamed of growing up to become a truck insurance agent as a kid. I didn’t have any family in insurance and no one ever suggested I get into the field but eventually I managed to stumble into this career and I’m very grateful that I did.

    Out of college, I went to work for Verizon Wireless. That’s where I really first came to learn about the transportation industry. At the time, Verizon was heavily investing in fleet management devices, like ELD’s, many of which were acquired and consolidated into what is now Verizon Connect. I worked in business sales and got to know quite a few trucking companies. Selling ELD’s prior to the mandate was a tough gig but the experience I gained there still serves me today.

    I left Verizon and ended up in a freight brokerage, which was about the most demanding thing I had ever done. I learned a lot from some great mentors and really came to understand the business side of trucking. Needless to say, transportation is a beast!

    The freight brokerage was great but a friend of mine that had gotten into insurance was nudging me to come work with him at an agency he was starting. I had zero interest in insurance but I loved the idea of helping start something new. We started off selling homeowners and personal auto policies, which was okay but I was left feeling unsatisfied. About four months into the job, I had a customer that needed help insuring their dump truck business. After wrapping up that deal, it took me about 60 seconds to decide I was never writing personal insurance again.

    It was like getting struck by lightning. I will never forget the day I realized the potential within this industry. I continued working at my friend’s agency for a couple of years before venturing out to start my own agency. I wanted to focus 100% on trucking and figure out how to connect and automate as much as possible. The way this industry conducts business is simply archaic, and that is a massive opportunity to innovate.

    Shortly after starting my agency is when I almost went broke. It turns out that starting a business with no clients, means you have no income! Out of shear luck and starting a Youtube channel to educate people on trucking insurance, the agency exploded with new business. Within six months I went from almost losing my house to hiring two agents and then expanding to a staff of five within the first year. As we grew, I kept trying to find ways to automate everything from quoting to endorsements and renewals. I wanted everything to be as easy as possible for our customers and our employees. I am not a software engineer but I am fairly technical. My skills could only take me so far however, so I attempted to put a team together to develop software for our business. This was a disaster. I wasn’t a very good project manager and we kept having to start over, which was very frustrating and costly.

    At about that time I met Hunter Yaw, cofounder of Logrock, who happened to have an amazing team of software engineers, and whom wanted to transition into the insurance business. One thing led to another and I decided to merge my agency with LogRock. It has been the best decision I have ever made! Since then we have been working nonstop on some pretty amazing tech. Logrock has grown incredibly fast and we are really putting a dent in the truck insurance universe, which has been long overdue for an industry overhaul.

    Tired of not having coverage that works for you? Let Logrock help you create a coverage plan that works specifically for you.

  • Get the Right Insurance for Your Trucking Business with Cover Whale + Logrock

    When you’re running a trucking business, you’ve got enough to think about—insurance shouldn’t be one of your headaches. That’s why Logrock partners with Cover Whale, one of the most trusted names in commercial trucking insurance, to help you get the coverage you need—fast, easy, and built for your business.

    Who is Cover Whale?

    Cover Whale is a top-rated insurance group that specializes in commercial trucking coverage. They use smart technology and fast underwriting to offer affordable, flexible policies tailored for owner-operators and small fleets.

    They understand the risks of the road—and how to protect your business.

    What Does Cover Whale Cover?

    Through Cover Whale, you can get access to:

    • Auto Liability – Required to stay legal on the road and protect you from accidents involving other drivers.
    • Physical Damage – Covers repairs or replacement for your truck and trailer.
    • Motor Truck Cargo – Protects the goods you’re hauling.
    • Non-Trucking Liability (Bobtail) – Coverage for when you’re driving without a trailer. Non-Trucking Liability also covers in the event the trailer is empty, which is a broader coverage than standard bobtail.
    • Occupational Accident – Coverage in case of injury while working.

    They also offer quick claims service and flexible payment plans to keep you moving without cash flow issues.

    How Logrock Makes It Easier

    At Logrock, we use your data to help streamline the insurance process. That means:

    • No paperwork hassle
    • Better quotes based on real-time safety & compliance data
    • Automatic updates to your policy when your operations change
    • Discounts based on how safely you run your business

    By using your Logrock data, Cover Whale can offer better pricing and coverage that matches your needs—not just a one-size-fits-all plan.

    The Bottom Line

    With Logrock and Cover Whale, getting the right insurance is simple. You stay focused on the road, and we’ll handle the rest.

    Ready to get covered?
    Let us help you find the best trucking insurance through Cover Whale—fast, fair, and tailored for your fleet.

  • Warranties vs. Truck Insurance: Why You Need Both to Protect Your Trucks

    In the trucking business, protecting your equipment and operations is non-negotiable. At Logrock, we specialize in truck insurance that shields you from external risks like accidents, lawsuits, and cargo damage. Now, through our partnership with America’s Trucking Warranty, we’re bringing you even stronger protection — inside and out.

    If you’ve ever faced a breakdown or accident on the road, you already know: one without the other just isn’t enough.

    Truck Warranties vs. Truck Insurance: What’s the Difference?

    Let’s break it down simply:

    • A semi-truck warranty covers mechanical failures — think engine breakdowns, transmission problems, or emissions system failures.
    • Truck insurance protects you from external risks like collisions, cargo loss, and liability claims.

    They complement each other. You need both to avoid major financial risks.

    What Does a Semi-Truck Warranty Cover?

    Offered by manufacturers or providers like America’s Trucking Warranty, a semi-truck warranty helps you avoid massive repair bills for:

    • Engine components (e.g. pistons, crankshaft, cylinder heads)
    • Transmission and drivetrain systems
    • Emission control systems (DPF, SCR)
    • Turbochargers and electronics (depending on the plan)

    Common warranty types include:

    • Factory Warranty – Included with new trucks
    • Extended Warranty – Extra protection beyond the original term
    • Powertrain Warranty – Covers critical systems like the engine and transmission
    • Comprehensive (Bumper-to-Bumper) – Most complete, excluding wear-and-tear items

    💡 A major engine repair can easily cost $20,000+. A warranty helps you avoid that hit to your bottom line.

    What Does Truck Insurance Cover?

    That’s where Logrock’s commercial truck insurance comes in. We protect you from unpredictable risks that warranties don’t touch:

    • Primary Liability – Required by law; covers injuries or damage to others
    • Motor Truck Cargo Insurance – Protects the freight you haul
    • Physical Damage – Covers your truck in case of accident, fire, or theft
    • Bobtail Insurance – Covers you when you’re not hauling a trailer
    • Trailer Interchange – Covers borrowed or leased trailers
    • General Liability – Covers business-related liabilities off the road

    🚨 Without insurance, an accident could cost you hundreds of thousands — or even shut down your operation.

    Why One Isn’t Enough: Warranty vs. Insurance

    It’s not about choosing one — it’s about combining both.

    FeatureSemi-Truck WarrantyTruck Insurance (Logrock)
    Covers internal mechanical failure✅ Yes❌ No
    Covers accident or collision damage❌ No✅ Yes
    Required by law❌ No✅ Yes (liability coverage required)
    Payment styleOne-time or periodicOngoing monthly premiums
    Claim processThrough warranty providerThrough insurance provider

    How Logrock + America’s Trucking Warranty Help You Win

    Our partnership with America’s Trucking Warranty means your fleet is covered in every direction — inside the hood and out on the road.

    With Logrock Truck Insurance, you get:

    • Instant certificates of insurance
    • FMCSA compliance tools
    • Affordable plans for owner-operators and fleets
    • Expert support and fast claims assistance

    With America’s Trucking Warranty, you get:

    • Affordable extended warranties
    • Class 8 truck coverage
    • Reduced downtime and higher resale value
    • Support from experienced diesel warranty professionals

    Final Thoughts: Protect Your Fleet from Every Angle

    Mechanical breakdowns? Covered. Accidents and cargo losses? Covered.
    That’s the power of combining truck warranties with commercial truck insurance.

    👉 Get a fast quote from Logrock: https://www.logrock.com
    🚚 Explore truck warranty plans at America’s Trucking Warranty

  • Logrock x GEICO: Driving Smarter Insurance for Truckers

    At Logrock, we’re all about making life easier for truckers. That’s why we’ve teamed up with GEICO, one of the most recognized names in insurance, to bring you reliable, straightforward coverage—with the same hassle-free service you’ve come to expect from Logrock.

    Why GEICO?

    GEICO has been a trusted name in insurance for decades—and when it comes to commercial trucking, they’ve stepped up in a big way. Whether you’re an independent owner-operator or running a small fleet, GEICO’s coverage options are designed to protect your business from bumper to bumper.

    🚛 Primary Liability – Keeps you road-legal and covered in case of accidents.
    🧱 Physical Damage Coverage – Pays for repairs or replacement of your truck if it’s damaged, stolen, or vandalized.
    📦 Cargo Insurance – Covers your freight while it’s in transit.
    🛡 General Liability – For when your business activities cause damage away from the truck.

    Why Truckers Choose GEICO Through Logrock

    Smooth, Stress-Free Setup
    Logrock takes the guesswork out of getting insured. We handle the process from start to finish—quick quotes, clean paperwork, and no surprises.

    Insurance Meets Compliance
    When you bundle GEICO’s protection with Logrock’s powerful compliance tools, you’re getting full-circle support for your business.

    Built for the Long Haul
    From renewals to real-time alerts, LogRock helps you stay ahead of deadlines and off the radar of DOT fines—while GEICO keeps you covered on the road.

    Want to explore your options?
    We also partner with Progressive— be sure to check out our upcoming blog to learn more about our partnership and see how we compare and which coverage fits your needs best.

    One Platform. One Partner. Total Peace of Mind.

    Let Logrock connect you to the GEICO commercial insurance plan that fits your business best—so you can stay focused on the miles ahead.

    Ready to get covered? Contact us today and let’s get rolling.

  • How to Start Your Trucking Company in 2025—Fast, Easy, and Compliant

    Thinking about launching your own trucking company in 2025? Whether you’re planning to hit the road with a box truck, cargo van, hotshot rig, or a full-sized semi, you’re probably asking: Where do I even begin?

    You’re not alone—and that’s exactly what this new video from EntreMike at Logrock is here to answer. If you’re ready to stop dreaming and start driving, this is the must-watch guide for getting your business off the ground.

    From Zero to Road-Ready: Everything You Need to Know

    The video walks you step by step through launching your own carrier business the smart way—no guesswork required. Here’s what’s covered:

    • Choosing your vehicle type (box truck, hotshot, semi, cargo van)
    • Setting up your authority
    • Navigating DOT and FMCSA compliance
    • Securing insurance
    • Getting paid faster

    Whether you’re solo or building a small fleet, this breakdown is designed to simplify the process and get you earning quickly.

    CarrierForge: Your Co-Pilot for Success

    Starting a trucking company can be overwhelming—but CarrierForge is here to make it easy. As featured in the video, CarrierForge helps new carriers:

    • Complete paperwork and licensing
    • Set up operating authority
    • Handle insurance requirements
    • Stay compliant with state and federal regulations

    Think of them as your back office, compliance team, and business coach all in one—without the huge overhead. For new carriers, that kind of affordable, reliable support is a game-changer.

    Cut Through the Red Tape. Start Getting Paid.

    The bottom line? With the right guidance and tools, launching a profitable trucking business in 2025 is more accessible than ever. EntreMike’s latest video doesn’t just explain how to do it—it shows you how to do it right.

    So if you’re serious about hitting the road and building something of your own, don’t miss this video. Your trucking future starts here.

    👉 Watch the video now and let CarrierForge help you shift gears toward success.

    Paying more for less? Let Logrock help you unlock cheaper insurance rates today!

  • Renewals: A Comprehensive Guide – Why Logrock Truckers Stay Ahead

    At Logrock, we know that when it comes to trucking, time is money—and paperwork is a pain. That’s why we’ve made renewals simple, smart, and stress-free. Whether you’re renewing your DOT compliance, insurance, or fleet documents, staying current means staying on the road. And nobody handles it better than Logrock.

    What Are Renewals?

    Renewals are your yearly or periodic check-ins to keep your business legal and running. Think:

    • DOT registration updates
    • UCR renewals
    • Insurance filings
    • Driver qualification files

    Miss one? You risk fines—or worse, downtime.

    Why Renew with Logrock?

    We Keep You On Track
    Our platform sends you real-time alerts before anything expires. No more guesswork, no more last-minute scrambles.

    Easy to Use
    Our dashboard is built for truckers, not techies. One login. One view. Everything in order.

    Expert Support
    Got a question? Our compliance experts are here to help you hit every deadline and dodge every fine.

    Saves You Money
    Fines for late renewals can run into the thousands. Renewing on time with Logrock? That’s money in your pocket.

    One Renewal at a Time, One Less Thing to Worry About

    Your focus should be on the road, not the red tape. That’s why more and more truckers choose to renew with Logrock —the only platform built to keep your wheels turning and your business compliant.

    Still not signed up? Let’s change that. Contact us today!

  • The Independent Trucker’s Roadmap‬

    From Authority to Hauling and Thriving‬.

    Welcome to‬‭ The Independent Trucker’s Roadmap‬‭ – a simple,‬‭ no-fluff guide designed to help‬

    ‭ you go from a dream of owning your trucking business to running a profitable, compliant, and‬

    ‭ long-lasting operation.‬

    ‭ Whether you’re a seasoned CDL driver transitioning into independence or just getting started in‬

    ‭ the industry, this guide will walk you through:‬

    ● Applying for your motor carrier authority‬.

    ● Securing insurance and staying compliant‬.

    ● Finding freight and negotiating loads‬.

    ● Managing maintenance, cash flow, and growing smart‬.

    ‭This guide was written to help owner-operators launch and succeed. You’ll gain clear steps and‬

    ‭ tools that save you thousands in mistakes and missed opportunities.‬

    ‭ Let’s get rolling. 🛻💨‬

    ‭ Step 1: Getting Your Authority‬

    ‭ Becoming an independent carrier starts with‬applying‬‭ for your own authority‬‭ from the Federal‬ Motor Carrier Safety Administration (FMCSA). This gives you the legal ability to haul freight as a‬ for-hire motor carrier.‬

    ‭ What You’ll Need:‬

    ‭ 1.‬‭ USDOT Number‬

    ‬‭ Register online at https://www.fmcsa.dot.gov/registration‬

    ○ Used to track safety, inspections, and compliance.‬

    ‭ 2.‬‭ MC Number (Operating Authority)‬

    ○ Also filed through FMCSA.‬

    ○ Cost: $300 (as of now)‬

    ‭ 3.‬‭ BOC-3 Filing‬‭ (Process Agent)‬

    ○ Required to designate legal agents in each state.‬

    ○ Often handled by third-party companies for $20–$50.‬

    ‭ 4.‬‭ UCR Registration‬‭ (Unified Carrier Registration)‬

    ○ Required if you cross state lines.‬

    ‭ 5.‬‭ Drug & Alcohol Testing Consortium‬

    ○ Required for CDL drivers.‬

    ○ You must enroll before operating.‬

    ‭ 6.‬‭ Heavy Vehicle Use Tax (Form 2290)‬

    ○ Filed with the IRS if your truck weighs 55,000 lbs or more.‬

    ‭⚠ Pro Tips:‬

    ● Don’t fall for online scams charging hundreds to “help” you register. You can do it‬

    ‭ yourself or work with a trusted professional.‬

    ● Keep all FMCSA login credentials and numbers in a secure place.‬

    ●‬‭ Consider forming an‬‭ LLC‬‭ before applying for your authority‬‭ to protect yourself legally.‬

    Step 2: Insurance & Compliance‬‭ You can’t get your MC number activated without proof of insurance. This is where a reliable‬ insurance agent (like you) becomes crucial.‬

    Required Insurance Types:‬

    Primary Auto Liability:‬‭ $750,000 minimum (most brokers‬‭ require $1 million)‬.

    Cargo Insurance:‬‭ Protects the freight you’re hauling‬‭ (usually $100K minimum)‬.

    Physical Damage:‬‭ Covers your truck and trailer‬.

    ‭ Bobtail/Non-Trucking Liability:‬‭ When driving without‬‭ a trailer for personal use‬.

    ●‬‭ General Liability (Optional but recommended)‬.

    Other Compliance Requirements:‬

    ●‬‭ IFTA (International Fuel Tax Agreement)‬.

    ●‬‭ IRP (International Registration Plan)‬‭ for apportioning‬‭ license plates‬.

    ●ELD (Electronic Logging Device)‬‭ for HOS tracking‬.

    ●‬ Driver Qualification File & Drug Program‬.

    ● DOT Number Stickers and Truck Markings‬.

    ‭⚠ Pro Tips:‬

    ●Your safety record and driving history will impact your insurance cost.‬

    ● Make sure your equipment is up to DOT standards before inspection.‬

    ● Stay compliant with‬‭ MCS-150 updates‬‭ ,‬‭ biennial filing‬‭ ,‬‭ and‬‭ random drug testing‬

    ‭ pools‬‭.‬

    ‭ Step 3: Setting Up Your Trucking Business‬

    ‭ You’re now legal — but are you ready to operate as a business?‬‭ 

    🏢 Legal and Financial Setup:‬

    ● Form an‬‭ LLC‬‭ or‬‭ S-Corp‬‭ through your state’s Secretary‬‭ of State website.‬

    ●Apply for an‬‭ EIN‬‭ (free at IRS.gov)‬

    ● Open a‬‭ business bank account‬.

    Sign up for‬‭ bookkeeping software‬‭ like:‬

    ● QuickBooks Self-Employed‬

    ● TruckLogics‬

    ● Rigbooks‬

     📂 Must-Have Documents:‬

    ● Rate confirmations‬

    ●‬‭ Invoices‬

    ● Fuel receipts and maintenance logs‬

    ● Insurance certificates‬

    ‭  Pro Tips:‬

    ● Separate personal and business expenses to avoid tax issues.‬

    ●‬‭ Track every mile, load, and dollar from the start.‬

    Step 4: Getting Your First Load‬

    ‭ Now it’s time to get paid. Here’s how to land that first haul:‬

    ‭ Where to Find Loads:‬

    ‭ Load Boards:‬‭ DAT, Truckstop, 123Loadboard‬

    ●‬‭ Freight Brokers:‬‭ Build relationships early‬

    ●‬‭ Factoring Companies:‬‭ Provide fast pay (for a fee)‬

    Dispatch Services:‬‭ Optional, but helpful when starting‬

    ●‬‭ Direct Shippers:‬‭ Ideal long-term for better rates‬

    ‭ Understanding Rate Confirmations:‬

    ● Pick-up/drop-off location and times‬

    ●‬‭ Rate per mile / flat rate‬

    ●‬‭ Accessorials (detention, layover, fuel surcharge)‬

    ● Payment terms‬

    ‭  Pro Tips:‬

    ● Don’t haul cheap freight unless you know your‬‭ cost‬‭ per mile‬.

    ● Get everything in writing before you haul‬.

    ● Verify brokers on SaferWatch, FMCSA, or Truckstop broker checks‬.

    Step 5: Keeping the Wheels Turning‬

    ‭ Staying on the road means being smart about your operations.‬

    ‭ Daily Operations:‬

    ● Plan routes to avoid traffic, tolls, and time losses‬.

    ● Use tools like‬TruckerPath‬‭ and‬‭ Samsara‬.

    ● Use fuel cards (e.g. NASTC, RTS) to save at the pump‬

    ‭ Manage Your Time & Logs:‬

    ● Comply with‬‭ Hours of Service (HOS)‬

    ● Use an ELD that works with your phone/tablet‬.

    ● Keep clean logs to avoid costly violations‬.

      Pro Tips:‬

    ● Track deadhead and unpaid miles‬

    ●‬‭ Deliver on time to build a strong broker reputation‬

    Step 6: Maintenance and Truck Health‬

    ‭ Your truck is your business — treat it like your biggest investment.‬

    ‭  Maintenance Tips:‬

    ● Follow a‬‭ preventive maintenance schedule‬.

    ● Keep oil, brake, tire, and fluid inspections regular‬.

    ● Log all maintenance in a spreadsheet or app‬.

    Helpful Tools:‬

    ● Diesel Laptops or OTR Diagnostics for code reading‬.

    ● Tire Pressure Monitoring Systems‬.

    ● Mobile mechanics for emergencies‬.

    ‭  Pro Tips:‬

    ● Breakdown? Always document, communicate with brokers, and save receipts‬

    ●‬‭ Use‬maintenance reserves‬‭ : $0.10–$0.20 per mile‬

    ‭ Step 7: Staying Profitable‬

    ‭ Profit is the name of the game. These basics help you stay in the black.‬

    ‭ Know Your Numbers:‬

    Fixed Costs:‬‭ Truck note, insurance, permits‬

    ●‬‭ Variable Costs:‬‭ Fuel, maintenance, tolls‬

    ● Calculate‬‭ cost per mile‬‭ and use that to price loads‬

    Ways to Boost Profit:‬

    ● Haul more profitable lanes‬.

    ● Increase fuel efficiency (slow down, reduce idle time)‬.

    ● Reduce downtime‬.

    ● Improve broker relationships for better freight‬.

    ‭  Pro Tips:‬

    ● Don’t chase miles — chase‬‭ profit per mile‬.

    ● Run lean and avoid unnecessary purchases early on‬.

    Step 8: Common Mistakes and How to Avoid Them‬

    ● Jumping in without knowing expenses‬.‭

    ● Hauling cheap freight without knowing your break-even point‬.

    ● Ignoring FMCSA compliance‬.

    ● Failing to save for taxes and repairs‬.

    ● Not reading the fine print on contracts‬.

    ‭ Helpful Resources & Tools‬

    ‭ Websites:‬

    ●‬‭ FMCSA.gov‬

    ● DAT.com‬

    ‭ Apps & Tools:‬

    ‭ TruckerPath‬

    – navigation and parking‬

    ●‬‭ Fuelbook‬

    – find cheapest fuel‬

    ‭ KeepTruckin / Motive‬

    – ELD & dash cam‬

    TruckLogics‬

    – business management‬

    ‭ Communities:‬

    ● TruckersReport Forum‬

    ● Facebook Groups: “New Authority Truckers”, “Owner Operator Advice”

    ‭ Final Thoughts‬‭:

    Starting your own trucking business is a bold move — and one that comes with challenges, but‬ also massive rewards.‬

    Stay focused, stay legal, and stay profitable. Use this guide as a foundation, keep learning, and‬ build something that lasts.‬

    ‭ Wishing you safe travels and big checks!‬

    Get signed up with Logrock today in minutes!

  • Loss Prevention Strategy for Trucking Insurance Clients‬

    A comprehensive loss prevention strategy helps reduce risk, lower insurance claims, and‬ improve overall safety and efficiency. The following key components should be implemented as‬ part of your program:‬

    ‭ 1. Regular Maintenance and Inspections‬

    ‭Conduct routine maintenance and thorough inspections to ensure vehicles remain in peak‭ operating condition. Focus on the following critical areas:‬

    Brakes and Tires:‬‭ Regularly inspect and maintain to‬‭ ensure optimal stopping power and‬ traction.‬

    Engine and Transmission:‬‭ Perform scheduled checks‬‭ to detect issues early and avoid‬ costly mechanical failures.‬

    ‭Lighting and Signals:‬‭ Verify all lights, indicators,‬‭ and signals are fully operational to‬ maintain visibility and ensure safe communication with other drivers.‬

    ‭ 2. Driver Training and Safety Programs‬

    ‭ Invest in robust driver training programs to enhance safety awareness and reduce preventable‬ accidents. Key training topics should include:‬

    ‭Defensive Driving:‬‭ Teach drivers how to recognize‬‭ and respond to potential road‬ hazards.‬

    Proper Loading and Unloading:‬‭ Instruct on safe cargo‬‭ handling procedures to prevent‬ injuries and cargo damage.‬

    ‭Emergency Response Protocols:‬‭ Train drivers to effectively‬‭ manage breakdowns,‬ collisions, and severe weather conditions.‬

    ‭3. Use of Telematics and Safety Technology‬‭ Implement advanced technologies to monitor performance and improve operational safety:

    ‭Telematics Systems:‬‭ Track driver behavior, vehicle‬‭ health, and route efficiency in real‬ time.‬

    ‭Dash Cameras:‬‭ Provide visual evidence in the event‬‭ of accidents and encourage‬ responsible driving behavior.‬

    ‭Collision Avoidance Systems:‬‭ Equip vehicles with safety‬‭ features like lane departure‬ warnings, blind spot monitoring, and automatic emergency braking.‬

    4. Safety Policies and Procedures‬

    Establish and enforce clear safety protocols to promote a culture of accountability:‬

    ‭Accident Reporting and Investigation:‬‭ Develop a standardized‬‭ process for‬‭ documenting and analyzing accidents to prevent repeat incidents.‬

    ‭Safety Audits and Inspections:‬‭ Conduct periodic reviews‬‭ to identify and address‬ potential risks before they lead to claims.‬

    ‭Health and Wellness Programs:‬‭ Encourage driver well-being‬‭ with initiatives focused on‬ nutrition, physical activity, sleep hygiene, and mental health support.‬

    Ready to rock with Logrock? Get started today!

  • What to Do When Your Trucking Insurance Claim Is Denied

    Having your trucking insurance claim denied can be frustrating, but it doesn’t have to be the end of the road. At Logrock, we understand how critical it is for trucking businesses to navigate the insurance process smoothly. If you’ve had a claim denied, here’s what you can do to dispute the decision and protect your business:

    1. Understand the Reason for Denial

    Carefully review the denial letter to understand why your claim was rejected. Knowing the reason helps you determine if there was an error or misunderstanding.

    2. Review Your Policy

    Check your insurance policy to ensure your coverage applies to the situation. Sometimes, claims are denied due to misunderstandings about what’s covered. Logrock recommends you regularly review your policy to ensure it fits your business needs.

    3. Gather Supporting Evidence

    If you believe the denial was incorrect, collect additional evidence to support your case, such as:

    ✅ Photos of the incident or damage  

    ✅ Witness statements  

    ✅ Repair estimates  

    4. Contact Your Insurance Adjuster

    Reach out to your adjuster to discuss the denial. They might be able to resolve the issue or clarify the misunderstanding. Logrock suggests being proactive in these discussions to ensure a fair review.

    5. Appeal the Denial

    If the claim is still denied, most insurers offer an appeal process. Be prepared to present your evidence and make a strong case. Logrock can help guide you through the process if you need additional assistance.

    A denied insurance claim isn’t the end. With the right steps, you can often resolve the issue and get back on track. At Logrock, we’re here to help ensure you have the right coverage and guide you through the claims process. Make sure you understand your policy, gather evidence, and take advantage of the appeal process to protect your trucking business.

    Let Logrock save you money in minutes. Get a quote now!